Why Choose Us?

Why Choose cash4holidays.com?

cash4holidays.com is one of the most trusted American resources for cash advances for many years. We have connected and continue to connect millions of consumers with reliable lenders. We are aware of a number of other similar channels through with a person can get an emergency loan, you can also just go around the corner to a payday loan lender, or talk to your bank or even use any one of the numerous websites that lay claim to offering the best loans and cash advances. However, below are a few reasons why cash4holidays.com has to be your first stop for a secure, fast and reliable loan.

Safety

cash4holidays.com has been certified by three completely independent services in order to make sure that personal information is always secure. A number of websites claim to offer some sort of cash advances but those are often the industry's fraudulent pretense which is designed to actually infect a computer with viruses and malware which steals information such as your bank account information from your computer. You need to be aware of unsecured websites making false claims to using security technology and also those that have all the security logos on their website. Putting personal information into these sites will make you an easy target for hackers.

TrustE, VeriSign and McAfee schedule to test this website on a daily basis to ensure that your info is secure. You can find their seal on the top right of every page.

Choice

By deciding to use cash4holidays.com you are in fact doing what is known as comparison shopping from your personal computer. We help you to find the best rates, and loan in quickest and most convenient manner. Once you get to a regular cash advance shop the lenders know that you are not going to be willing to run through their application process and take the time to travel there to get yet another one.

You win when businesses are competing

Our partners are aware that they are only one of the many choices that you have. This is why they also ensure that their prices are low in order to get your attention. As every lender lowers their rates in order to be competitive you win! And we help you locate the lowest prices.

Convenience and speed

If you currently have a bank account in addition to other personal information which is ready, the next step is to complete the application and then review exactly which lender is best for you to do business with. This is better than trying to look for a lender at random. With cash4holidays.com you can get your loan online from the comfort of your home.

Customized Educational Resources for you

We use a huge database of updated articles on various type of payday lending available in your location. This helps you feel comfortable that you are making a well informed decision every time you apply for a loan. You can bypass the epidemic of numerous businesses taking advantage of desperate people looking for a quick loan by charging very high fees. cash4holidays.com helps to cut to the chase and get your payday loans in a number of ways.

  • State Pages: You can start with a review of the conditions of payday advances in your State, and also recently passed legislation as well as alternatives.
  • Rules and Regulations: Here you will also find the most up to date inform on the current laws of payday lending. Also you'll learn how long a loan term can last, fees, and loan amounts etc.
  • Consumer Protection: People who find themselves in a position with having to file a complaint with a lender, the pages here should help you find contact info, local consumer protection organizations etc which can help you.
  • Loan Process: You get to browse through the intricacies of a loan process needed in your native state. The process page will list all the requirements as well as other information you may need to get a cash advance loan.
  • Alternatives to Loans: cash4holidays.com also offers a number of other options for people who need quick cash. Probably getting a cash advance is not the best thing for you right now. There is a list of potential alternatives which you may want to consider.

Advice and personal finance news

We tend to think that we go beyond just offering the best network of lenders on the world wide web. The fact is that we get a huge number of people visiting our website simply because of the educational and news worthy content here. Our goal at cash4holidays.com is to empower people with the information they need via articles and guides. We know that a good consumer is one who is educated. This is why you'll find interesting and insightful articles which are written by experts on:

  • Personal Finance: You'll get advice and tips from our experts on every personal finance related. For instance you'll find out why you have nine credit scores or how to ensure that your identity is safe on the internet.
  • Business: You'll learn about the current state of business in America. The most profitable states. For instance you'll find out that some states are planning on legalizing prohibited business practices in order to make money.
  • Taxes: You shouldn't be unprepared when filing your taxes. Our experts will assist to keep you well informed of the latest amendments to American tax laws and also offer money saving advice, as well as what can be done to qualify for tax breaks.
  • Employment: The brunt of most people's problems stems mainly from a poor source of personal income. We will help you ensure that your resume is ready to get the job you need.
  • Real Estate: here you will learn about mortgages and other concerns that home owners and also prospective homeowners have.
  • Technology: This section contains the most up to date news about the cutting edge of the industry.

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Representative APR 391%. Average APR for this type of loans is 391%. Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Calculate APR Rules in Your State Alternatives to Payday Loan For Military Consumers

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